Is “retail therapy” your favorite pastime—even though you
really can’t afford it? Do you ignore the balance on your credit
card statements, vowing to pay them off at some point down the
line? Is your debt preventing you from living your dreams—like
buying a home or starting a family? If so, girl, it’s time to get
your credit straight!These days, with easy access to multiple
credit cards and glossy advertisements that entice us to spend at
every turn, it’s all too easy to start racking up debt—and even
little slip-ups can lead to real damage over time. In this highly
practical follow-up to her bestsellers Girl, Get Your Money
Straight! and Girl, Make Your Money Grow!, financial expert Glinda
Bridgforth delivers a power-packed plan for paying down debt,
repairing your credit score, and securing your financial
freedom—along with a future that makes your heart sing.Beginning
with simple, engaging exercises to help you assess your spending
habits and get clear about what you owe, Girl, Get Your Credit
Straight! presents a detailed road map for eliminating debt, one
step at a time. You will learn how to: ? Devise a system for
tracking expenditures, anticipating end-of-month shortfalls, and
paying bills on time, every time? Find ways to supplement your
income? Consolidate loans to pay off debt faster, decrease stress,
and save time and money? Negotiate with your creditors to come up
with a payment plan that works for you? Discover the best loans to
use for refinancing debt or making major new purchases? Understand
how credit bureaus work--and take steps to improve your scoreFilled
with Bridgforth’s warmhearted wisdom and advice, and complete with
worksheets, affirmations, and inspiring stories of African American
women who’ve restored their credit and built new wealth, Girl, Get
Your Credit Straight! is a fresh, empowering guide for any woman
who wants to say goodbye to debt—for good.
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